Simple Strategies to Stretch you Budget

Estimated Reading Time: 6 minutes

Written by Amie Fenech

Budgeting Photo

Managing a family budget can be challenging, especially for young families like mine with three or more children. The rising cost of living can put a strain on finances. However, with some smart strategies and frugal living practices, you can stretch your family’s budget and make the most of every pound. In this guide, I share practical tips and ideas I have implemented to embrace frugal living and navigate the financial demands of raising a family.

1. Master the Art of Meal Planning and Batch Cooking

Meal planning is a cornerstone of frugal living. Take some time each week to plan your family’s meals in advance. Consider your schedule, dietary preferences, and budgetary constraints. Make a detailed shopping list and stick to it when grocery shopping.  I know a lot of people swear by shopping in the discount retailers like Aldi but I find I stick to a budget better when ordering my shopping online.  I like that I can instantly track how much I am spending and swap products around, or even change meals, if the shop is over budget.  It also means I don’t have to find time to visit the shops, I do it on my lunch break and have it delivered in an evening


Batch cooking is another frugal technique that can save you time and money. Prepare larger quantities of meals and freeze individual portions for quick and easy dinners on busy days. This not only reduces food waste but also helps you resist the temptation of ordering takeaway; something that was always a money drain for us before!  We now always have a portion of our favourite curry in the freezer so if we’re having one of those days, we can still have a quick meal.

Meal Prep

2. Embrace Energy-Saving Habits


Energy costs can eat into your family budget, but there are several strategies you can employ to reduce your energy consumption and save money:

– Install energy-efficient light bulbs: Replace traditional incandescent bulbs with energy-saving LED or CFL bulbs. They use less electricity and last longer.

– Unplug electronics when not in use: Many devices continue to consume energy even when turned off. Unplug chargers, gaming consoles, and other electronics when they are not actively being used.

– Set your thermostat wisely: Lowering your thermostat by just a degree or two can result in significant energy savings. Consider using a programmable thermostat to adjust the temperature based on your family’s schedule.

– Use natural light: Make the most of daylight by opening curtains and blinds during the day. This reduces the need for artificial lighting and saves electricity.

3. Shop Smart and Compare Prices

Before making any purchase, especially big-ticket items, do your research. Take advantage of price comparison websites and apps to find the best deals. Consider buying second-hand items, as they can often be just as good as new but at a fraction of the price. Don’t forget to check for discount codes, vouchers, or cashback offers to maximize your savings. Never overpaying for the things you buy is a great way to stretch your budget.

4. Embrace Free and Low-Cost Family Activities

Entertainment and family outings can be costly, but there are plenty of free or low-cost activities that provide fun and bonding experiences:

– Explore local parks and nature reserves: Spend quality time with your family by visiting local parks or nature reserves. Enjoy picnics, walks, and outdoor games without spending a fortune.

– Visit community centers and libraries: Many community centers and libraries offer free or low-cost activities for families. Check their schedules for events such as storytime sessions, arts and crafts workshops, or movie nights. These are great opportunities for your children to socialise and engage in enriching experiences.

– Take advantage of free museum and gallery days: Many museums and art galleries offer free admission on certain days or times. Plan your visits accordingly to enjoy educational and cultural experiences without spending a penny.

– Organize family game nights: Instead of going out for entertainment, create memorable experiences at home with family game nights. Dust off your board games or card decks and spend quality time together while having fun.

– Explore local festivals and community events: Keep an eye out for local festivals, fairs, and community events. They often feature free or low-cost activities, live performances, and delicious food stalls. Attend these events to immerse yourselves in the local culture and create lasting memories.

I shared some of my top tips for budget friendly family days out in this post.

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5. Reduce, Reuse, and Recycle

Incorporating eco-friendly practices into your frugal lifestyle can help you stretch your budget and contribute to a sustainable future:

– Reduce waste: Minimise waste by purchasing products with minimal packaging, using reusable shopping bags, and opting for products with longer lifespans.

– Reuse and repurpose items: Before buying new items, consider if you can repurpose or reuse something you already have. Get creative with DIY projects and find new uses for old items, whether it’s repurposing glass jars for storage or transforming worn-out clothing into something new.

– Simple swaps like line drying instead of tumble drying and only putting your dishwasher or washing machine on with a full load can have a huge impact over the year.  A simple change is usually much easier to achieve and builds momentum.


Embracing frugal living doesn’t mean sacrificing quality or enjoyment. By implementing these simple strategies you can stretch your budget without compromising on the things that matter most. From meal planning and energy-saving habits to smart grocery shopping and engaging in free or low-cost family activities, there are numerous ways to make the most of your financial resources. By adopting a frugal mindset and involving the whole family, you’ll not only save money but also create a strong foundation for financial well-being and a sustainable lifestyle. Start incorporating these frugal living strategies today and watch your family’s budget thrive!


A little disclosure: there are affiliate links on this page! That just means if you click on a link, find something you like and buy it, I might make some cash. Don’t worry, you won’t pay any extra – sometimes you might even get a tasty discount. It’s a win for me and a win for you too!